12 Everyday Healthcare Services Insurance Doesn’t Cover; But Should

Insurance is often seen as a safety net, but it leaves much to be desired when it comes to everyday healthcare needs. While most policies focus on hospitalization and emergencies, they overlook services that could prevent them.

Here are 12 everyday healthcare services that insurance typically doesn’t cover - but should.

1. Dental Care: More Than Just Teeth

According to the World Health Organization, oral diseases affect nearly 3.5 billion people worldwide.

Yet, most insurance plans don’t cover preventive dental care like cleanings, check-ups, and cavity treatments. Ignoring dental health can lead to severe conditions like heart disease and diabetes. With welUp, routine dental checkups are included, making preventive care accessible and affordable.

2. Mental Health Counseling and Therapy

The WHO reports that depression and anxiety cost the global economy $1 trillion per year in lost productivity.

Yet, many insurance plans exclude therapy and counseling. welUp steps in with free therapy sessions, ensuring access to essential mental health support without red tape.

3. Vision Care and Eye Checkups

Around 2.2 billion people worldwide have vision impairment or blindness, and 1 billion cases could have been prevented or treated (WHO).

Regular eye exams can detect underlying health issues, but insurance rarely covers them. welUp members can access eye check-ups without the hassle of insurance claims.

4. Preventive Health Screenings

Screenings for conditions like diabetes, hypertension, and cholesterol can catch health issues early, preventing costly treatments later.

The CDC states that chronic diseases account for 90% of the nation’s $4.1 trillion annual healthcare expenditure.

welUp offers routine lab tests, making preventive care a priority, not a privilege.

5. Alternative Therapies: Ayurveda, Homeopathy, and Chiropractic Care

Complementary therapies can be vital for chronic pain, stress, and overall well-being.

A 2019 study found that 33% of adults in the U.S. use alternative medicine, yet insurance largely ignores it.

welUp includes Ayurveda, homeopathy, and other holistic therapies, covering what most insurers won’t.

6. Diet and Nutrition Counseling

Obesity affects over 1 billion people worldwide, according to the WHO.

Yet, diet and nutrition counseling are rarely covered by insurance. welUp includes free diet plans and consultations, promoting healthier lifestyles without additional costs.

7. Fertility and Reproductive Health Services

Infertility affects 1 in 6 people globally, the WHO reports. Yet, insurance plans often exclude fertility treatments, considering them elective.

With welUp, fertility consultations and treatment plans are included, making reproductive health accessible to more people.

8. Skin Care and Dermatology

Skin conditions like eczema, acne, and psoriasis are not just cosmetic—they can indicate underlying health issues.

According to the American Academy of Dermatology, skin disease affects 1 in 4 Americans each year.

welUp provides access to dermatology services, ensuring that skin health isn’t neglected.

9. Fitness and Physical Therapy

Physical therapy can prevent injuries, aid in recovery, and improve overall health. Yet, insurance typically covers it only after severe injury or surgery.

welUp includes fitness and physical therapy programs, focusing on prevention and recovery without bureaucratic delays.

10. Routine Lab Tests

Routine blood work can detect conditions like diabetes, anemia, and thyroid disorders before they escalate.

A study by the National Institutes of Health found that routine testing can reduce long-term healthcare costs by up to 30%.

welUp members receive routine lab tests as part of their plan, no additional paperwork required.

11. Hearing Care

According to the Hearing Loss Association of America, untreated hearing loss can increase the risk of dementia by 50%.

Despite this, hearing tests and aids are often excluded from insurance plans. welUp includes hearing assessments, ensuring that hearing health isn’t overlooked.

12. Stress Management Programs

Chronic stress can lead to heart disease, obesity, and depression.

The American Institute of Stress reports that 77% of people experience physical symptoms of stress regularly.

welUp offers stress management programs, from therapy to self-care resources, preventing burnout before it escalates.

What if you could access all these services without the insurance hassle? That’s where welUp steps in. With a comprehensive plan that covers everything from mental health to dental care, welUp makes everyday healthcare accessible and affordable. No insurance claims. No paperwork. Just care when you need it most.

The healthcare system is overdue for an upgrade, one that includes preventive and everyday care as essentials, not afterthoughts. By integrating services like mental health support, nutrition counseling, and preventive screenings, we can prevent costly health crises before they happen.

Until insurance catches up, welUp is here to fill the gap, making everyday healthcare affordable, accessible, and stress-free.